Working for Education (News)

Watch this video at UNIVISION NOTICIAS

During a recent event at the White House, because of Hispanic Heritage Month, President Obama names Univision, as a great contributor of projects; for reaching and helping parents to participate in the education of their children at an early stage, encouraging a better generation. Also, the President talks about the importance of creating communities, rather than divide people and building barriers. This is a very interesting clip because you can see what President Obama mentions; it is very true for everyone since education is one of the most important keys to success, and is what will help us continue to be a great country.

Carla Villaverde | Center for Hispanic Entrepreneurship




Link
http://www.univision.com/noticias/obama-destaca-los-aportes-de-univision-en-el-desarrollo-educativo-de-los-hispanos-video?cmpid=143222&hootPostID=44b3251ab084d05c070b8550d2022bf9 

Pew Hispanic Center

From left to right: Dr. Lopez, Dr. Natalicio.

    As part of the 2015 UTEP Centennial Lecture Series, on September 24, Mark Hugo Lopez, Director of Hispanic Research at the Pew Research Center visited The University of Texas at El Paso to talk about some of the most recent findings. The Pew Research Center is a nonpartisan fact tank that helps inform the public about issues, attitudes, and trends shaping America and the World. In this lecture, Dr. Lopez discussed the important role Hispanics and Hispanic Immigrants play in the United States. 

Some of the highlights are the following; in 2013 the total Hispanic immigrant population in the United States was about 53,964,235, breaking this percentage down comes to Mexican 34,582 (64.1%), Puerto Rican 5,122 (9.5%), Cuban 1,986 (9.5%), Salvadoran 1,975 (3.7%). He talked about trends in language as well; the majority of the population is bilingual, set in its majority by young Latinos, who also are very tech savvy. The growth of Hispanics seems now to go slow, due to the reason that people now do not easily identify themselves as Hispanic or Latino. There is a higher percentage of people being born in the United States that are Hispanic or Latino, but who would not describe themselves as one. 51% of the population is more likely to say their race along with their family country of origin. Some other points discussed were about almost 32% of the Hispanics population obtaining their Bachelor's degree, Hispanic voter population grow, and addressed questions on Race and Ethnicity in different applications and forms.

One of the last thing Dr. Lopez mentioned was, the term that people preferred to use, either Hispanic or Latino. 33% answered Hispanic, 14% Latino, and 51% answered they had no preference. So we can conclude it comes down to it depends on which part of the country you are. For the area of Texas it would be Hispanic.

To find more about the Pew Hispanic Center go to http://www.pewhispanic.org/

Claudia Navarro - Carla Villaverde (CFHE)

From One Entrepreneur to Another

EPCC Small Business Development Center Network for the South-West Texas Border

This week Art Anchondo, a SBDC Business Development Advisor, visit the College of Business to discuss and give insight on How to Create a Business Plan. He gave a lot of information on starting a business based on his personal experience.

He started his own apparel manufacturing company in 1983 and worked as President of the company for more than 20 years. The company was headquartered in El Paso, Texas with manufacturing facilities in Mexico. It produced apparel products for several brands in the U.S.

He talked about important facts to have in mind when starting a business. Mostly about financial topics, because banks look into that when you apply for a loan. He also spoke about personal financials and how to upkeep with them. Although, the first things should always be to have passion for your business, loving what you do.

In more detail, he gave recommendations for the pre-business plan. He mentioned the following:

One of the facts is that there is a small majority of business that are self employed (99% nationally) so why not try it out!

"Learn to Fly," he used this to say to learn the rules, and try new things, love what you do.

It is very important to keep connections, these are the persons who will help you along the way, and to always network!

As an entrepreneur, it will be necessary to make sacrifices and/or miss important events in life.

He advises that if you own a credit card, make sure to use it wisely, do not max it out, and pay it off! Do not cancel it! Your credit score for loans will be based on your personal credit. A great credit score  is 650, but a better one would be 700 and above.  One of the websites where you can check yours for free annually is at annualcreditreport.com .

Another thing Anchondo mentioned was to not allow for banks to discourage and send you away telling you to come back with a business plan. The first time you meet with a financial advisor, it would be best to take your personal financials, along with your personal net worth, credit score, and/or your resume so that the bank can see right away you will be a good candidate.

Lastly, he mentioned having an alternative finance plan. This can be done through crowd-funding.This practice will allow you to raise money from a large number of people through the Internet. There are many ways of doing so, it just takes your personal passion and drive to make your plan happen.


||Carla Villaverde||

Joven Emprendedor

Creo yo, que existimos muchos jóvenes con un hambre de emprender y comernos el mundo de los negocios de una sola mordida pero muchas veces por alguna u otra razón no siempre podemos lograr nuestras metas o propósitos. Existimos otros jóvenes  con mucha iniciativa e ideas brillantes, pero no sabemos por dónde empezar o no contamos con suficientes recursos para llevar a cabo algún proyecto. Este es un problema con el cual nos enfrentamos los jóvenes día a día. Tenemos las ganas, las ideas, la creatividad; pero muchas veces falta lo más importante, el dinero, el cual es difícil de conseguir ya sea porque nuestros padres o los adultos no tienen fe en nosotros o porque no cuentan con la capacidad económica para apoyar.

Es por esa razón, entre otras, que aprovecho para platicarles de un apoyo muy padre y conveniente para nosotros los jóvenes emprendedores! Si estas interesado en poner un negocio en Ciudad Juárez o mejorar el negocio que ya tienes, el INADEM te puede ayudar, ya que acaba de sacar apoyos para jóvenes de hasta 80 mil pesos a fondo perdido! Lo único que tienes que hacer para solicitar uno de esos apoyos es tomar un curso en línea, impartido por ellos, por ese medio el INADEM te ayudara a realizar tu plan de negocios, o bien mejorar el que ya tienes. Al terminar el curso presentas tu plan de negocios y en base a el costo de tu proyecto te dan un apoyo de hasta 80 mil pesos! Creo yo que es la oportunidad que muchos jóvenes han estado esperando, así que ahora no habrá más excusas para no hacer tu proyecto realidad!

Para iniciar, métanse a la página y ahí viene toda la información!

http://incubadoras.inadem.gob.mx

Eric Valdes | Guest Blogger 

Beneficial Technology

     It is common knowledge that most Hispanics working in the United States have part of their families living in their country of origin or say where they ancestors decided to stay. Countries such as Mexico, where most Hispanics send money back home to their families has become a great deal for monetary banks to help these Hispanics transfer money, but sometimes at a high cost compared to the total money people actually send.

 

Entrepreneur Marco Montes saw this problem as a door for opportunity to help. As he said in a recent interview conducted by writer Chloe Hurt for Ripple, Mr. Montes says: "As a result, I decided to build a transparent, efficient, and simple service, one accompanied with financial education, to tackle this problem at the core, to disintermediate the bad guys, and empower those who need the most help.

He developed an application called Saldo.mx that people can download from Google Play app store. Anyone from the U.S. can send money to pay utilities bills back in Mexico. What is interesting about this application is that "There are already at least 500 people using Saldo.mx for cross-border utility payments. What’s truly exciting to me though is that many of our customers are using the platform for small transactions, such as 10 or 20 pesos. So they’re sending the equivalent about $1 USD. With the current system, those kinds of transactions simply aren't feasible." Mr. Montes explains.

The application works with several Mexican companies from where you can pay another's person bills, so people here can send money right away from their mobile device. People using the application can also check previous movements of their money and current money balance.

With all being said, this could be used as a good example for noticing how people in common and millennials  are being and becoming more technology savvy and adapting this to needed activities of their daily lives, this, apart from the opportunity of new business. 

CfHE | Carla Villaverde 

Ripple | http://goo.gl/UlHAoD

SaldoMX | Saldo.mx

From a Valentine's Day disaster to an entrepreneur success

Entrepreneurs seek to find problems with every day obstacles.

Even in days like this weekend's national holiday of Valentine's Day, why not mention some of the loving that seems to be swirling around the media.

In an article from written by Carly Okyle talks about how a terrible situation occurred on a day that couples seem to focus on. A booked night at an elegant hotel ruined plans for Kevin Yu and his girl friend. He ended up coming with an idea that most women would love. He decided to attempt to pull off a home cooked meal for his girl friend. Quickly trying to search for online recipes and YouTube videos, the dinner was a complete disaster. Little did he know he was stirring up more than a fancy dinner.

From this event, Yu came up with an app that allows those who use it an easy, step-by-step tutorial into cooking "fancy" meals with just a click away.

Keeping up to date with technology and problems allowed this individual create a business.
Success has been a part of this story of Yu, named "Best Apps of 2014" by USA Today.

What keeps people hiding from their potential disasters?  Could it be because you are afraid to fail? But what if you succeed?

Lydia Gonzalez

 

http://www.entrepreneur.com/article/242866

http://www.sidechef.com/#features